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Who We Help

We assist anyone who has the intention to positively change their life and reach financial success! We do NOT discriminate on the basis of race, religion, gender expression, nationality, disability, marital status, sexual orientation, or military status in any of its operations or activities.

How We Do It

We utilize laws that protect consumers to dispute inaccurate, obsolete, or erroneous items on members' credit reports using  proven strategies and customized letters. Basically we know what to say, when to say it and HOW to say it, to get you the results you deserve!

What's in it for you?

Only the ability to create generational wealth, improved credit reports and scores, the ability to make purchases with LOW interest rates and down payments, negotiating power, the opportunity to save hundreds of thousands, and hassle free processing while you sit back and relax..Nothing major though right?


About Me

Vitality Financials was founded on the belief that everyone

is entitled to financial freedom and a fulfilling life. Our mission is to help members break generational cycles and empower them through educational and financial services that help them reach their ultimate goals!

Hi I'm Bernice, the Founder and Managing Director of Vitality Financials LLC! I have been building and consistently working on my personal credit since the age of 19 and after purchasing my first home in 2019 I realized it was time to utilize the same amazing strategies to help my community! I decided to further expand my knowledge by completing professional credit repair training (thanks to the push and love of my caring sister) and became a Certified Credit Analyst. That means no more talking, I am now WALKING the walk!

At Vitality Financials we believe education is the key to empowerment and we offer amazing financial solution services that also aim to inform including credit building and restoration, tax preparation, loan consolidation, and much more!


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